QUESTIONS ABOUT INSURANCE COVERAGE?
DID YOU KNOW YOU HAVE A
CONSUMER BILL OF RIGHTS..
As a Pennsylvania driver your
rights are protected by the Pennsylvania Motor Vehicles Physical Damages
Appraisers Act. The law states that:
No appraiser or employer shall require
that repairs be made in any specified repair shop.
*
Title 31, PA Statute Section
62.3(8)
An appraiser or his employer shall
not have any direct or indirect conflict of interest in the making of an
appraisal
He or she shall not, in any manner whatsoever, attempt to directly or
indirectly coerce, persuade, induce, or advise the consumer that appraised
vehicle damage must be, should be, or could be repaired at any particular
location or by any particular individual or business.
*
Title 31, PA Statute Section
62.3(9)
The appraiser shall leave a
legible copy of his appraisal with that of the repair shop selected by the
consumer to make the repairs and also furnish a copy to the owner of the
vehicle
. The appraisal shall include an itemized listing of all damages,
specifying those parts to be replaced or repaired. Because an appraiser is
charged with a high degree of regard for the public safety, the operational
safety of the vehicle shall be paramount in considering the specification of new
parts.
*
Title 63, PA Statute Section 861(d)
BEING
IN A ACCIDENT IS VERY STRESSFUL
if you have been the victim of an
auto accident, it's the insurance company's job to return your car to the same
state as before. They must do whatever it takes to make your car whole again,
including
:
* Pay for all parts, labor, and
materials required to return your car to pre-accident condition.
* Allow you to choose a repair shop
which guarantees its work, uses only original factory parts, and industry
approved repair procedures.
* A rental car comparable to your
damaged vehicle.
Don't get hassled or misled by an
insurance company. Shortcuts and cost-saving measures will ultimately
compromise the safety and appearance of your vehicle.
KNOWING
WHAT IT MEANS
Totaled:
Not all damage is repairable. When
there is no way to restore a third party claimant's car to road-worthy
condition, or the cost of repairs exceed 80% of the value, the insurance company
must replace your vehicle with one of a similar kind and quality, or reimburse
you for its fair market value.
IT'S
YOUR RIGHT
To choose which body shop repairs
your car and to select a shop that you know and trust.
IT'S
ILLEGAL
For any insurance company to
pressure you to go to their recommended shop.
For any insurance company to
insist on the use of after market parts.
BUSINESS HOURS
Monday to Friday
7:00am to 5:00pm (EST)
Saturday 9:00am to 12:00pm (EST)
Closed on Sunday
SHOP PHONE
717.733.6516
